
Ripple Applies for U.S. Bank Charter — The Rails Just Got Real
🧠 What Happened:
Ripple has officially applied for a U.S. national bank charter, per Reuters (July 2, 2025).
This means Ripple is aiming to become a federally regulated U.S. bank.
If approved, this move gives Ripple:
✅ Access to Federal Reserve payment systems
✅ Direct clearing and settlement rights
✅ The ability